Life in Bali Guide: Living in Bali - A Comprehensive Guide
- baliinsightliving
- 13 hours ago
- 5 min read
If you’ve ever pictured mornings that start with ocean air, palm trees, and a culture that gets under your skin (in the best way), Bali could be calling your name. Relocating to Bali isn’t just about changing where you live—it’s about changing how you live. The big question is: how do you turn that daydream into something you can actually unpack your bags for?
What should you expect, and how can you prepare? Let’s dive into this living in Bali guide to help you navigate the ins and outs of island life with confidence and ease.
Why Choose Bali? Your Life in Bali Guide
Bali has long been a magnet for those seeking a slower pace of life, beautiful landscapes, and a welcoming community. But what makes it truly special? For starters, the island offers a unique blend of natural beauty and cultural richness. From the terraced rice paddies in Ubud to the surf-friendly beaches of Uluwatu, there’s something for everyone.
The cost of living is another big draw. Compared to many Western countries, Bali offers affordable housing, food, and services. Plus, the tropical climate means you can enjoy outdoor activities year-round. Imagine spending your mornings practicing yoga by the beach or exploring local markets filled with fresh produce and handmade crafts.
But it’s not just about the scenery and affordability. Bali’s community is diverse and vibrant, with expats, digital nomads, and locals all contributing to a dynamic social scene. Whether you want to join a book club, take cooking classes, or volunteer, there’s no shortage of ways to connect.

Navigating Practicalities: Visas, Healthcare, and Housing
Moving to Bali requires some planning, especially when it comes to paperwork and practical matters. Let’s break down the essentials:
Visas and Residency
Most retirees opt for the retirement visa, which allows you to stay in Bali for an extended period. To qualify, you generally need to be over 55 years old and meet certain financial requirements. The process can be a bit bureaucratic, but Bali Insight Living specialises in helping newcomers navigate the paperwork.
If you’re not quite ready for a retirement visa, there are other options like tourist visas or social-cultural visas, but these usually require renewal every 30 or 60 days. Planning ahead is key to avoid any visa headaches.
Healthcare
Healthcare in Bali has improved significantly over the years. There are several international-standard hospitals and clinics, especially in areas like Denpasar and Sanur. For routine check-ups and minor treatments, local clinics are affordable and efficient.
However, for more serious medical issues, some retirees prefer to travel to nearby countries like Singapore, Bangkok or Australia. It’s a good idea to have comprehensive health insurance that covers medical evacuation just in case.
Housing
Finding the right place to live can be one of the most exciting parts of moving to Bali. Options range from simple rooms and villas to luxury beachfront properties. Many retirees choose to rent initially to get a feel for different neighborhoods before committing. Foreign ownership is not allowed in Indonesia so expats often take out long leases.
Popular areas for retirees include Ubud for its peaceful vibe, Sanur or Jimbaran for their village feel and calm beaches, and Legian/Seminyak for a more lively atmosphere. When renting, always check the contract carefully and consider hiring a local agent to avoid misunderstandings.

Can you live off $1000 a month in Bali?
This question pops up a lot, and honestly, the answer depends on your lifestyle. If you’re willing to live modestly, $1000 a month can cover basic expenses like rent, food, and transportation. Here’s a rough breakdown:
Rent: A simple one-bedroom villa or apartment can cost between $500 and $700 per month.
Food: Eating local meals at warungs (small eateries) is very affordable, often under $2 per meal. Western food and dining at tourist spots will cost more.
Transportation: Renting a scooter is common and costs around $50 per month. Taxis and ride-hailing apps are also available but can add up.
Utilities and Internet: Expect to pay around $50 to $100 monthly.
Of course, if you want a more comfortable lifestyle with occasional dining out, activities, and healthcare, budgeting closer to $1500-$2000 per month is more realistic. The key is to balance your expectations with your budget and lifestyle preferences.
Embracing the Culture and Community
Living in Bali isn’t just about the physical environment; it’s about immersing yourself in a rich cultural tapestry. Balinese culture is deeply spiritual, with daily offerings, ceremonies, and festivals that color everyday life.
As a newcomer, showing respect for local customs goes a long way. Learning a few words of Bahasa Indonesia, participating in community events, and supporting local businesses can help you feel more connected.
The expat community is also a great resource. Many retirees find friendships and support networks through clubs, workshops, and social gatherings. Whether you’re into art, yoga, or gardening, there’s a group waiting to welcome you. Bali Insight Living has a comprehensive directory in the member area to help you settle in.
Tips for a Smooth Transition to Bali Life
Moving to a new country can be overwhelming, but a few practical tips can make the process smoother:
Visit first: Spend a few weeks or months in Bali before making a permanent move. This helps you understand the climate, culture, and daily life. It's not the same as being on holiday.
Learn the language basics: Even simple greetings and phrases can open doors and show respect.
Stay flexible: Things might not always go as planned. Embrace the slower pace and occasional unpredictability.
Get local advice: Connect with locals and expats who can offer insights and recommendations.
Plan your finances: Have a clear budget and emergency fund. Currency fluctuations and unexpected expenses happen.
Health precautions: Stay up to date on vaccinations and be mindful of food and water safety.
By taking these steps, you’ll set yourself up for a rewarding and enjoyable experience.
Your Next Steps Toward Island Living
So, are you ready to take the plunge? Living in Bali offers a unique blend of adventure, relaxation, and cultural enrichment. With the right preparation and mindset, you can create a fulfilling new chapter in this island paradise.
If you want to dive deeper into the details and get personalised advice, book a free discovery call to discuss your aspirations and to see how Bali Insight Living can be of assistance.
Remember, moving to Bali is not just about changing your address - it’s about embracing a new way of life. So pack your bags, bring your curiosity, and get ready to enjoy the incredible journey ahead!
