Living in Bali: A Comprehensive Life in Bali Guide
- baliinsightliving
- 2 days ago
- 5 min read
Imagine waking up to the gentle sound of waves, the scent of frangipani in the air, and a warm tropical breeze greeting you every morning. Sounds like a dream, right? Well, for many retirees, this dream becomes a reality when they decide to make Bali their new home. But moving to an island paradise isn’t just about beautiful beaches and sunsets. There’s a lot to consider to ensure your transition is smooth and enjoyable. So, let’s dive into this comprehensive life in Bali guide that covers everything you need to know about living in Bali.
Why Choose Bali? A Life in Bali Guide
Bali has long been a magnet for those seeking a relaxed lifestyle, vibrant culture, and affordable living. But what makes it truly special for retirees? First off, the cost of living is significantly lower than in many Western countries. You can enjoy fresh tropical fruits, delicious local cuisine, and comfortable accommodation without breaking the bank.
Beyond affordability, Bali offers a rich cultural tapestry. From traditional dance performances to temple ceremonies, there’s always something fascinating happening. Plus, the island’s natural beauty is breathtaking - think lush rice terraces, volcanic mountains, and pristine beaches.
Healthcare in Bali has also improved dramatically over the years. There are several international-standard clinics and hospitals, especially in areas like Denpasar and Nusa Dua, which cater to expats and retirees. And if you ever need specialized treatment, Singapore, Bangkok and Australia are just a short flight away.
But what about the community? Bali has a growing expat population, which means you won’t feel isolated. There are plenty of clubs, social groups, and activities designed to help newcomers settle in and make friends.

Navigating Practicalities: Visas, Accommodation, and Daily Life
One of the first questions you might ask is, “How do I stay legally in Bali?” The visa situation can be a bit tricky and it's changing all the time, but with the right information, it’s manageable. Most retirees opt for the Social-Cultural Visa or the Retirement Visa. The Retirement Visa is ideal if you’re over 55 and meet certain financial requirements. It allows you to stay for a year and can be extended annually.
When it comes to accommodation, Bali offers a wide range of options. From cozy villas nestled in rice fields to modern apartments in bustling resort areas, there’s something for every taste and budget. Renting is common, and prices vary depending on location and amenities. For example, a comfortable two-bedroom villa in Ubud might cost around IDR 10 million per month, while beachfront/Beachside properties in Sanur Seminyak or Canggu can be pricier.
Daily life in Bali is a blend of simplicity and convenience. Local markets are perfect for fresh produce, and supermarkets stock international goods. Transportation is mostly by scooter or car, and many retirees hire drivers for longer trips. Internet connectivity is generally good, especially in urban areas, which is great if you want to stay connected with family or even work remotely.
Here are some practical tips to make your daily life easier:
Learn basic Bahasa Indonesia phrases to communicate better with locals.
Use ride-hailing apps like Gojek or Grab for quick and affordable transport.
Explore local warungs (small eateries) for authentic and budget-friendly meals.
Join community groups or expat forums to get insider tips and support.
Can you live off $1000 a month in Bali?
This is probably the million-dollar question, isn’t it? The short answer: yes, but with some caveats. Living on $1000 a month in Bali is possible, especially if you’re willing to embrace a simple lifestyle and avoid tourist hotspots.
Here’s a rough breakdown of monthly expenses on a $1000 budget:
Accommodation: IDR 3-5 million (around $200-350) for a modest room or apartment outside main tourist areas.
Food: IDR 2-3 million ($140-210) if you mostly eat local food and shop at markets.
Transportation: IDR 500,000-1 million ($35-70) for scooter rental or occasional driver.
Utilities and Internet: IDR 1 million ($70).
Miscellaneous: IDR 1 million ($70) for entertainment, healthcare, and other needs.
Of course, if you want more comfort, frequent dining out at Western restaurants, or regular travel around the island, your budget will need to be higher. But for many retirees, $1000 a month covers the essentials and allows for a relaxed, fulfilling lifestyle.

Embracing the Culture and Lifestyle
Living in Bali isn’t just about the physical environment; it’s about immersing yourself in a unique culture that values community, spirituality, and harmony with nature. You’ll quickly notice the daily offerings placed at doorsteps and temples - a beautiful tradition called canang sari that expresses gratitude and respect.
Participating in local festivals and ceremonies can be a rewarding experience. Don’t be shy to ask your neighbors or friends about upcoming events. It’s a wonderful way to connect and understand the Balinese way of life.
Health and wellness are also integral to life here. Yoga studios, meditation retreats, and holistic healing centers abound, especially in Ubud. Many retirees find that adopting these practices enhances their physical and mental well-being.
And let’s not forget the food! Balinese cuisine is a delightful mix of flavors - spicy, sweet, and savory. Try dishes like nasi campur (mixed rice), bebek betutu (slow-cooked duck), and fresh seafood. If you’re missing home, Bali’s international community ensures you can find everything from Italian pasta to vegan delights.
Tips for a Smooth Transition to Bali Life
Moving to a new country can be overwhelming, but with a bit of preparation, you can avoid common pitfalls. Here are some tips I wish I knew before making the leap:
Visit first: Spend a few weeks or months in Bali before committing to a move. This helps you get a feel for different areas and lifestyle.
Get health insurance: Having mdical insurance gives peace of mind.
Understand local laws: Familiarise yourself with property ownership rules and visa regulations.
Build a support network: Connect with other retirees and locals to share experiences and advice.
Be patient and flexible: Things might not always go as planned, but a positive attitude goes a long way.
If you want to dive deeper into all aspects of island living, check out this living in bali guide for detailed insights and resources.
Your New Chapter Awaits
So, are you ready to trade the hustle and bustle for a life where the pace slows down, and every day feels like a vacation? Bali offers more than just stunning scenery - it’s a place where you can rediscover joy, health, and community. With the right preparation and mindset, your retirement in Bali can be the adventure of a lifetime.
Remember, it’s not just about living in Bali; it’s about thriving here. Embrace the culture, savor the flavors, and enjoy the simple pleasures. Your Bali story is waiting to be written.
Contact us at Bali Insight Living by signing up for our free tips and receiving your invite to book a non-obligatory discovery call.




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